What are the 7 Baby Steps? What is the debt snowball? Why does Dave recommend a zero-based budget? How do I visit the studio? How do I get my question answered on The Ramsey Show? How can I watch or listen to past episodes of The Ramsey Show?. Getting Started Getting Started General What are the 7 Baby Steps? How do I start managing my money? Accessibility. Optez pour le PER N°1 en France et Obtenez un Complément de Revenu Garanti à vie ! Rejoignez le Plan d'Épargne Retraite plusieurs Fois Récompensé comme Meilleur PER !.